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3 Beds
2 Baths

$315,000

5405 Duneridge Road, Panama City FL, 32404

Built in2005
Property typeResidential

Overview

Active

Listed Sep 18, 2026

Updated 3 days ago

Located in unincorporated Panama City, this 3 bedroom, 2 bathroom home offers a flexible setup with a large fully fenced backyard, extensive recent improvements, and a detached 1 bedroom, 1 bathroom unit. The property has convenient access to Tyndall Air Force Base, Panama City Beach, parks, shopping, and everyday amenities. The unincorporated Bay County location may provide different tax and insurance considerations than properties within municipal limits, subject to individual circumstances and verification. The main home has received approximately $28,000 in recent upgrades. All interior walls were repainted, light fixtures and outlets were updated, and the kitchen received quartzite countertops with a new sink and faucet. Both bathrooms received quartz countertops, new sinks and faucets, updated cabinet hardware, new towel bar holders, robe hooks, and toilet paper holders. Door hinges and handles were also updated throughout the home. A pantry and dedicated laundry room add everyday functionality. The detached backyard unit was previously used by the prior owner as a beauty salon and has been converted by the current owners into a 1 bedroom, 1 bathroom space. It includes a tiled shower, toilet, vanity, kitchen sink and cabinet, electric tankless hot water heater, and window AC unit. The tile and plumbing work associated with this conversion is included in the approximately $28,000 in recent improvements. The backyard layout could allow the unit area to be separated from the main home's outdoor space, giving the occupant a defined area of access while preserving the main home's backyard area. The oversized fenced backyard provides substantial usable space for parking a boat, vehicle, or trailer, along with a fire pit and chicken coop. The property offers room for a variety of outdoor uses and storage needs. Exterior improvements include landscaping, pressure washing, and fresh black mulch. The property is approximately 10 miles from Tyndall Air Force Base in the Callaway area and approximately 20 miles from Navy Boulevard in Panama City Beach, with actual drive time varying by route and traffic. Nearby recreation includes Bay Dunes Park and Harders Park, with additional outdoor amenities and Panama City Beach attractions within a convenient drive. The detached unit has not been brought into the county permitting process by the current owners. A future owner may investigate county requirements for bringing the structure into compliance and whether short term rental use is permitted and eligible for approval. The chicken coop may also provide an opportunity for a future owner to investigate agricultural classification or related tax treatment with Bay County, but any zoning, permitting, agricultural classification, or tax benefits would require approval and verification with the appropriate authorities. Buyers should independently verify all measurements, zoning, permitting, insurance, tax treatment, and potential rental use. Updated shed pictures have been uploaded to the listing but have been virtually staged using AI.

$2,096/mo

Est. mortgage payment based on a $315,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
795567
Available since
September 18, 2026

Interior Features

Bedrooms
3
Bathrooms
2
Cooling
Yes
Basement
No

Exterior Features

Lot Size
0.26 Acres

Other Property Details

Taxes
$2,821
Tax Frequency
Annually
Garage
Yes

 

Courtesy of Ashton Wellborn

Based on information from DASH - Coldwell Banker (CB) as of 10/10/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

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Data last updated 9:07 AM UTC, 10/10/2026

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